What You Should Know about ABC’s PCI Program
By: Margaret Payne
Product Marketing Manager
Big data security breaches, where millions of credit card numbers have been stolen or compromised, are in the news now more than ever. What you don’t often hear about is the security breaches that are happening at small and medium-sized businesses every day.
As a result of this serious and growing threat, the five major card networks (Visa, MasterCard, Discover, American Express and JCB) established the Payment Card Industry Data Security Standard (PCI-DSS) as a set of requirements for merchants to use when configuring their IT and payment-processing environments. To become compliant with the PCI-DSS, all merchants must complete an annual Self-Assessment Questionnaire (SAQ) and potentially a network vulnerability scan (only certain business types require scanning).
As a PCI Level I compliant vendor, ABC Financial continues to do the work necessary to be a security conscious partner for you. While this commitment to the security of your data goes a long way towards ensuring you too are PCI compliant, there remains accountability and responsibility at your level. To ensure your business is secure, you need to take steps to address this security business requirement head-on in order to be as protected as you can be.
To help you protect your business using long-term data security best practices, ABC Financial launched the ABC Financial PCI DSS program with our data security partner, Trustwave, a leading provider of security services and PCI DSS compliance validation tools for merchants. You’ve been pre-registered in Trustwave’s TrustKeeper PCI Manager and the simple process will help you activate your account. Have your ABC Merchant ID ready, and follow these simple steps:
- Visit the program welcome page at pci.trustwave.com/abcfinancial
- Register in TrustKeeper PCI Manager.
- Answer the series of questions about how you process payments.
- Follow the PCI Wizard path to help simplify the self-assessment process.
If you have difficulty logging in, please email TrustKeeper support at support@trustwave.com.
To cover the cost of the PCI program and the value of the services provided, the nominal fee of $19.00 has been assessed on your monthly ABC billing statement starting February 2013. ABC allows 6 months from the first credit card payment processed or provided as documentation to complete the compliancy process. If you decide not to take the necessary steps or show your due diligence in becoming PCI compliant ABC can assess a non-compliancy fee of $49 per month until compliancy is addressed and passed. Any club that has been with ABC prior to February 1, 2013, the non-compliancy start date is August 1, 2013. Anyone starting with ABC after February 1, 2013 will have 6 months from the onboarding date to take the necessary steps and complete the PCI Compliancy program.
If you are not using ABC Financial for your daily payment processing/point-of-sale station and use a third party vendor that requires you to become PCI Compliant then you do not need to complete the process via ABC. In order to show a passing status with ABC and Trustwave, simply email a PDF copy of your Certificate of Attestation to pci@abcfinancial.com. ABC will upload the certificate for you. You may log into your account portal at any time to view the account, check your current status and make changes to your profile.
For questions about the program or your requirements please contact Trustwave at 877-815-3414
